Our Partnership with InSoil

Powering a Regenerative Agriculture Revolution in Europe
We’re committed to investing in solutions that tackle climate change head-on. Our partnership with InSoil embodies that mission, unlocking the power of regenerative agriculture to transform Europe’s croplands from carbon sources into carbon sinks. Together, we’re enabling farmers to become leaders in climate action — and building a more sustainable future for everyone.
Meet InSoil
Founded in 2020, InSoil (formerly HeavyFinance) is a fintech innovator based in Lithuania. The company was born from a vision to empower farmers with financing solutions that support sustainable agriculture. Initially focused on equipment and working capital loans, InSoil quickly expanded into regenerative agriculture, developing a market-leading carbon farming program that bridges finance, science, and climate impact.
Today, InSoil works across key European farming regions, including Poland, Lithuania, Romania, and Bulgaria. They support farmers in adopting regenerative practices that restore soil health, enhance biodiversity, and sequester carbon — making agriculture a solution to the climate crisis. With over 500,000 hectares of farmland already enrolled in their programs, InSoil is driving the large-scale change Europe’s agricultural sector needs.

Why We Partnered
We believe that meaningful climate impact comes from collaboration. InSoil’s unique blend of financial innovation, scientific rigor, and farmer-centric support aligns perfectly with Key Carbon’s values. Here’s what makes InSoil an exceptional partner:
Deep Farmer Connections
Through years of financing, InSoil has built trusted relationships with a network of over 2,000 farmers. This grassroots engagement enables rapid adoption of regenerative practices and ensures that every project is deeply rooted in the farming communities that make it possible.
Science-Led, Verified Carbon Impact
InSoil’s projects follow the Verra VM0042 methodology — one of the most respected frameworks for soil carbon projects. This commitment to rigorous measurement, modelling, and third-party verification guarantees that every carbon credit is additional, traceable, and aligned with best-in-class standards.
Innovative Financial Solutions
Through their Green Loans, InSoil helps farmers invest in regenerative practices without the financial burden that can hold back change. By structuring loans that are collateralized and accessible, InSoil de-risks investments for both farmers and investors — unlocking faster, more widespread adoption of sustainable agriculture.
Policy-Ready for the Future
InSoil’s projects are designed to align with Europe’s evolving climate policies, including the Carbon Removals and Carbon Farming (CRCF) initiative and the Green Claims Directive. This strategic positioning makes InSoil’s carbon credits well-suited for corporate net-zero targets and ensures they’re ready to meet rising market demand.

Delivering Real-World Benefits
InSoil’s impact extends beyond carbon. Their regenerative practices improve soil health, reduce input costs, increase biodiversity, and build resilience against extreme weather. For farmers, this means more sustainable livelihoods and healthier ecosystems. For investors and buyers, it means access to high-integrity, nature-based carbon removals that support credible net-zero strategies.
At Key Carbon, we believe that partnerships like this are the key to scaling the carbon market and delivering real impact. By working together, we can drive the agricultural transition Europe needs — from degraded soils to thriving, carbon-rich landscapes.
Learn More
Discover how InSoil is reshaping agriculture at InSoil. Connect with us to explore how this partnership can support your climate ambitions and sustainability journey.